It is a fact that one of the leading causes of death and injury in a country like the United States is car accident. From a reliable source, it is said that an estimated of more than 10.2 million car collisions every year would occur, with as many as 39,000 deaths, according to the data of the Federal Highway Administration.
The sufferings that victims can face because of these car accidents can run from massive loss of salaries and also years of long term physical therapy. In most instances also, the person has to spend a great amount of money for car repairs or replacement. And when death happens because of the incident, there is psychological pain and suffering that will be experienced.
It is the expectation of consumers for their car insurance to reimburse them appropriately for all the amount they spend due to damages and injuries occurred in the car accident, after the many years they have been paying for their insurance. But there are some situations though that victims would encounter some grievances from their insurance companies because these companies cannot give the proper or adequate car claims of the victims. When instances like these happen, it is advisable for the customer to seek the help of an experienced car accident lawyer to help him or her get the right compensation from the insurance company.
In order to dispute a car accident insurance claim, know that there are some advised points to take.
The first recommended step is to never admit it is your fault. Meaning, you speak to your attorney first and foremost before even admitting any fault to the other party involved or to any insurance people, even if you think your are guilty of the incident.
Your following step is finding representation by seeking an attorney with car accident claims experienced and has a solid reputation in defending victims of car accidents. You will be assured of gaining favour from the efforts of these professionals when they asses your situation and in the filing of a lawsuit against your insurance company.
Hiring an independent appraiser who will make assessment of the damages of your vehicle is your next move. In most cases, these insurance companies will send their representative to assess the damages which usually lead to an evaluation of amount to the favour of the insurance company and not for the victim. In hiring an impartial assessor, you can provide your information and thus be able to contradict what the insurance company had claimed.
Your next guideline is to keep track of all expenses like medical, wages that you lost, psychological and physical therapy treatments, and other personal injury claims which you want to seek for compensation. It is also necessary make copies of all receipts of the expenses due to the injury and keep track of all dates for the medical treatments you have undergone.